Articles by Sandra


What Is Medicare Part B and How To Apply

‘Medicare’ is a federal sponsored health insurance program for people who are 65 or older. It also covers certain younger people with disabilities and people with permanent kidney failure requiring dialysis or a transplant (sometime called ESRD or End-Stage Renal …

Medi caid in US

What does Medicaid Cover? How to Apply and Qualify for it in USA

Medicaid is a health insurance program for low-income individuals, families and people with disabilities who cannot afford health care costs. Medicaid is set up by the federal government and administered differently in each U.S state. This program is called ‘Medi-Cal’ …

Insurance agent

How to Become an Independent Insurance Agent

Generally, there are two types of insurance agents—(a) captive agents who works for a particular insurance company; and (b) independent insurance agent who represents several insurance carriers to match insurance policies according to his client’s requirement with best offers, prices …

No Picture

Why And When Do Companies Publish Annual Reports?

An Annual Report is a comprehensive document prepared and produced annually by companies designed to portray a true and fair view of the company’s annual performance, with audited financial statements prepared in accordance with company law and other regulatory requirements,