If you are wondering how to invest your money in 2011 and beyond, do not be bothered. You have plenty of choices. But make sure that you get along in a systematic and organized way. Here, we offer several tips that would lend you an insight into how and where to invest your hard-earned money once you cross the threshold of 2011.

If you want to know how to invest your money wisely, you should first know where to invest in the year that is approaching from behind.

Current market trend suggests that you should invest in well-established and large mutual fund companies. These companies are known to offer all kinds of investment-related options that you would require. Some of the instances of these investment options include bond, money market and stock funds.

Apart from it, these companies also have the option of money management that they offer in the shape of diversified portfolios. The diversified portfolios are generally offered at a cost of one percent to two percent a year for expenses. Some of the topnotch mutual fund companies that you can select for your investment include Fidelity, Vanguard, American Funds and T Rowe Price.

Now, let’s find out how to invest your money at a young age in the year 2011. The year 2011 and beyond does not offer rosy picture so far as the financial market is concerned. The coming year is expected to be plagued with slump economy and high unemployment rate. These things would have gloomy effect on the stock funds and stock market.

Under these circumstances, it would be a discerning idea to invest and stay ahead. You are required to invest and diversify with the help of mutual funds as these have been time-tested investment areas for investors for the previous 40 to 50 years.